Student Loans

Manitoba Student Aid Update, March 16, 2020:

The Province of Manitoba is taking proactive measures to help manage and minimize the spread of the pandemic COVID-19. In person service from MB Student Aid is not available at this time.

We are pleased to support students by phone toll free at 1-800-204-1685 or 204-945-6321.  Students may also send an email through our website, or check for status updates on My Student Aid Online.

To ensure continued service during this time, students may continue to mail, fax or drop off documents in the drop box provided.  We will update the website regularly.

As part of the action being taken by MITT to increase social distancing as part of coronavirus prevention, students are asked to contact an MITT Student Advisor or Counsellor by phone or email rather than dropping-in or requesting an in-person appointment. Quick access to help and support is still available, just in a different form. Please contact Student Services at the number and email address below if you need help or student support. 

MITT Student Services 204.989.6512 or

The ideal situation for a student is to pay their tuition and living costs with personal savings and/or family support. This is ideal, but not always possible. However, lack of financial support should not be a barrier to entering full-time studies.

The next best option to help students cover their expenses while studying is a government student loan issued through their province of residence and the Government of Canada. 

Government loans are easy to apply for online, take all study and living costs into account, and automatically link students to grants and bursaries that do not need to be repaid. When it comes time to repay your government student loan, the interest rate and payment options are very flexible and affordable compared to other types of lenders.      

"I don't want to be in debt when I graduate. I will just keep my job while studying." Our experience shows that more than 15 hrs/week at a job dramatically reduces the amount of time available for study and success in an MITT program. Finances, time management and successful grades are closely related and one usually impacts the other. A government loan provides a student money but also time to study.   

"I thought I had enough saved but my situation changed after classes started. Can I still apply for a government loan?" Yes. Students can apply for a government loan even if their program has already started. If you experience an emergency or your personal situation has changed, a government student loan is your best option to help keep you in class and on track. 


Eligibility Requirements

To be eligible for a government student loan, full-time students must:

  • Be a Canadian citizen, permanent resident, or designated as a Protected Person
  • Be a permanent resident of a province/territory that issues Canada Student Loans (ie. Manitoba)
  • Demonstrate financial need
  • Maintain satisfactory attendance during studies
  • Pass a credit check if you are 22+ years of age and applying for the first time
  • Maintain satisfactory grades if you have received a government loan in the past

Where To Apply

Students must submit their loan application to their province of residence. Manitoba residents can apply online at Students from other provinces can find their online application with a quick Google search.

For further information, students can also visit the Canada Student Loans website at

When To Apply

Students should apply for their loan as early as possible or approximately 2 months before the first day of class. Applying late is not a major problem, but late applications might result in not paying tuition on time or not being able to afford living expenses until later.  

Manitoba Student Aid typically posts the online application for the fall/winter school year in early June.

Applying on time according to MITT program start date: 

  • September program start =  Apply no later than July 1
  • February program start = Apply no later than December 1
  • May program start = Apply no later than February 1  

Did you apply late? If you provide MITT Finance a copy/scan of the "My Assessment Details" page from your MySAO/MB Student Aid account showing your loan amount, you will not be charged late fees or lose your seat in your program.

Students should not hesitate to ask for help from MITT Student Services if they have questions or concerns about their loan or student finances. We want to help!



Contact us today and we will be more than happy to help you with any questions or concerns you have.

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